Habib Bank Ltd. introduced their Visa Platinum Credit Card to generate greater benefits for its valuable customers. With over 1,500 branches in Pakistan and 55 branches in 25 countries worldwide, the HBL Visa Platinum Credit Card is acknowledged at over 29 million sellers.
Not just that, it also brings a host of benefits and discounts for the customers – bringing extravagance to their lifestyles. Customers can now enjoy even more with outstanding facilities and luxury that they can avail through their HBL Visa Platinum Credit Card.
Are You Eligible for A HBL Visa Platinum Credit Card?
Habib Bank Ltd. has set the eligibility criteria for its Visa Platinum Credit Card for individuals drawing salary up to Rs.50, 000 or more. In addition to this, a salaried individual must submit their valid CNIC, bank statement and most recent salary slip at the time of applying for the HBL Visa Platinum Credit Card.
For businessmen/self-employed individuals, requirements include submission of valid CNIC and bank statement, along with a valid proof of business.
Once an applicant fulfills these requirements, he is open to the world of benefits and treats that come his way!
Striking Discounts and Benefits with the HBL Platinum Credit Card
Customers can avail extraordinary benefits, along with remarkable price cuts at more than 100 outlets across the country. All the famous diners, book stores, super markets, entertainment centers and more, offer tremendous discounts upon using your HBL Visa Platinum Credit Card.
That’s not all! By using your HBL Visa Platinum Credit Card, you can also enjoy HBL’s reward program. You can purchase the most sought after lifestyle, technology and accessory products in the world, including brands like Apple, S.T DuPont, and Montblanc etc. This becomes possible when customers redeem their accumulated points against such luxuries. Each time you spend Rs.25 on the card, you earn a reward point. This is applicable for spending in Pakistan as well as abroad, in outlets and shops that are part of the cashback program.
HBL proudly claims that ‘your needs are not ordinary, nor should your card be’ , and literally proves it for its customers. Through HBL Visa Platinum Credit Card, customers can now make their trips memorable with innumerable benefits during the journey. The complimentary access to Domestic and International Airport Lounges is another one of the benefits that this card has to offer. This facility is available regardless of the class of ticket or the airline you are travelling with. HBL’s customers using Visa Platinum Credit Card can also enjoy complimentary newspaper, drinks and snacks, Wi-Fi and other facilities at the airport lounges. Moreover, HBL Platinum Credit Card holders are also offered astounding discounts at around 50,000 hotels globally.
Let us now look into the fee structure of HBL Visa Platinum Credit Card.
Fee Payable by A HBL Visa Platinum Cardholder
HBL Visa Platinum Credit Card holders have to pay an annual membership fee of PKR 10,000, along with some additional charges like cash withdrawal, balance transfer, SMS alert facility, as well as late payment charges.
HBL Visa Platinum Credit Card charges its customers an Annual Percentage Rate (APR) of 3.25% per month. However, it offers a low Balance Transfer Rate (BTR) of 2% monthly or 24% on yearly basis.
If you still have any doubt or are still unsure about which Credit Card gets you greater benefits, then perhaps our smart comparison tool could help identify the right choice for you.