The Most Successful Travel Insurance Companies in Pakistan

The Most Successful Travel Insurance Companies in Pakistan
October 25, 2018 K Compare

The Most Successful Travel Insurance Companies in Pakistan

Travel insurance is one of the most important parts of a journey. Whether you are a seasoned traveler or a newbie adventurer, travel insurance is the tool that you will need to have peace of mind on your upcoming journey and enjoy to the fullest. Picking the right travel insurance, however, also plays a big role. There are many different insurance packages being offered by different companies in Pakistan, and you have to look at each of them carefully and choose the one which best fits your budgets and requirements. Luckily, we have KarloCompare to help with the comparison process and help cut down the effort by providing all statistics in one place and making the choice easier.

There are several benefits to buying a travel insurance plan before you embark on your journey, such as:

  • Hospitalization and medical expenses covered in case of medical emergency
  • Financial assistance in case of theft or loss of belongings
  • Car rental assistance and insurance
  • Return of money in case of trip cancellation from your side
  • Compensation for any delays along the way
  • Medical repatriation to home country in case of need

These are just the basic benefits which everyone should look for when purchasing travel insurance. The rest depends on individual factors, such as number of travellers, age and health factors, destinations, mode of travel, etc. Another important factor to consider is if your designated places have any particular requirements of their own; for example if you’re travelling to a Schengen country, they require the travel insurance plan to be purchased from a select pool of embassy approved insurance providers and an insurance coverage of minimum 30,000 euros.

Best Travel Insurance Companies in Pakistan:

Some of the companies offering travel insurance plans in Pakistan are:

  • Jubilee Insurance
  • Adamjee insurance (AICL)
  • EFU
  • UIC
  • IGI

Jubilee Insurance:

Jubilee Insurance is a more than six decades old insurance enterprise which has made a name for itself in the insurance industry. It offers many different insurance products, with vehicle, home, education, travel and life insurance being the most known of all. Jubilee insurance covers travel risks worldwide, including but not limited to medical emergencies, loss of belongings, trip delays, trip cancellations, etc. it is also one of the companies on the approved list of Schengen travel insurance providers.

Adamjee insurance (AICL):

Adamjee Insurance Company is a public limited company with almost 60 years in the business. It has managed to gather an impressive client base through a varied product portfolio and hence has considerable growth rates. It also has regional presence in the United Arab Emirates. Travel insurance with ACIL comes in:

  • Economy
  • Gold
  • Silver
  • Platinum

Each package has its own premiums and coverage, the details of which can be found on

EFU Insurance:

EFU Insurance is one of the oldest insurance companies in Pakistan offering different kinds of insurance including travel insurance. It’s travel insurance plan, called TravelCare, offer worldwide coverage, and are divided into three: standard, silver and gold, with coverage varying for each plan. EFU’s travel insurance plan offers coverage for medical expenses, layovers, cancellations, loss of belongings, among others. One additional benefit they offer is covering the travel and stay of one immediate family member to you in case of a medical emergency.

United insurance Company Pakistan (UIC):

Established in 1959, UIC has been operational since the days of East Pakistan (now Bangladesh). It currently has more than 100 branches all over Pakistan, with a company wide AA rating. In addition to the usual covers, UIC offers:

  • Coverage of 3 kids under 18 years of age in addition to wife and husband for family coverage. Usual policies only cover two kids under 18
  • Direct settlement of medical claims filed abroad instead of the usual practice of filing claims once you are back from your trip
  • Emergency dental cover, not usually offered by travel insurers

IGI General:

Travel Sure, IGI General’s travel insurance, offers policies for worldwide coverage and is a Schengen approved insurance program. The offered coverage can go up to USD 100,000, depending on your plan. The most unique feature of Travel Sure is a dedicated call center for 24-hour on the phone assistance with your travel insurance, in collaboration with International SOS. Travel Sure, in addition to the regular services, offers legal referrals, interpreter referrals, delivery of essential medicine to your doorstep, and arrangement of compassionate visit by an immediate family member in case of need.

These were some of the best and most successful travel insurance companies of Pakistan. In addition to these, there are several others, such as:

  • AIG
  • UBL insurers
  • Habib Insurers
  • TPL Direct Insurers, etc.

Have a detailed look at these on our website and decide which one is best suited for your next journey. Happy planning!

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