What Does Travel Insurance Cover

What Does Travel Insurance Cover
October 25, 2018 K Compare

What Does Travel Insurance Cover

 Traveling has become a lot easier over the last few decades. More and more people travel for business or leisure to far off places in comparison to old times. Quite a few airports around the world receive hundreds of flights in a day and cater to millions of customers in a month. Owing to this overwhelming crowd at rush hours and immense pressure on the airport staff many a times baggage gets lost or is delayed. Thousands of people arrive who are struck with airborne diseases such as cough, viral fever and influenza. There is always a chance a traveler may catch one of the diseases while inside the airplane or at the airport.


These are some examples that a traveler may face during the journey. There are several other unwanted events that may come across while a person is out of his native land. Lost passports, mugged and meeting an accident are some of the events that may turn a good enjoyable journey into a nightmare. So, what can be done to avoid such incidences or at least be prepared if any of this happens? Buying a suitable Travel Insurance is the answer to all this.


There are several types of travel insurances. These are:


  • International Travel Plan
  • Domestic Travel Plan
  • Student Travel Plan
  • Pilgrimage Travel Plan


Most of the emergencies a traveler may encounter while out of the country are usually covered in a good travel insurance plan. Here we will discuss International Travel as this is the most common travel by individuals. Some of the most important and key issues that are covered in a travel insurance are described below in detail:


Medical Benefits


  • Emergency Medical Expenses, Accident & Sickness
  • Emergency Dental Care
  • Emergency Medical Evacuation
  • Compassionate Visit
  • Repatriation of Mortal Remains
  • Return of Dependent Child
  • Delivery of Medicines


Personal Accident Benefits


  • Accidental Death
  • Permanent Total Disability


Travel Inconvenience Benefits


  • Checked in Baggage Loss
  • Checked in Baggage Delay
  • Flight Delay (Excess First 12 Hours)
  • Passport Loss
  • Credit Card Loss – Cash Advance


It is therefore strongly suggested that a travel insurance is the best bet to get before a person embarks on a long journey. Most of the things a person may confront while far away from his home country are covered in a good travel insurance policy and a person may feel at ease if any unfortunate event occurs. So next time you travel make sure you carry a good travel insurance policy.

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