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Habib Bank Limited
Habib Bank Originally established in 1941, Embarking on a progressive journey, Habib Bank continued to grow and expand in the successive years. The Bank's first international branch opened in Colombo, Sri Lanka in 1951. The Bank became a trendsetter in the banking industry. International operations expanded and HBL now operates in over 25 countries across four continents.


HBL Credit Card


Hbl credit card opens a world of possibilities by making your shopping, travelling and dinning more flexible. With unmatched hbl credit card discounts and offers it truly is becoming a true partner for everyone.



HBL Credit Card Offers


Explore the hbl credit card offers with unmatched benefits with the karlo search. Karlo provides a beneficial platform for those in need of a good credit card with its multiple media of exclusive banks credit cards.




HBL Credit Card Apply


With Karlo, you are just one step away to apply for the the best credit card. With hbl credit card apply online, it becomes a hassle-free task to apply for best credit card online. Happy karlo!



Best HBL Air Miles Card


HBL air miles credit card brings convenience at your fingertip. Known as the most flexible and comprehensive options to cover your family and yourself against uncertainties; HBL credit card has something for everyone. Compare and choose the best HBL credit card for miles and find a suitable one for your needs.

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Love traveling? Find A Card That Helps You Subsidize Your Next Trip

If you enjoy traveling these are the cards for you. Air miles cards reward you with points that you can redeem for travel perks, such as discounts on flights, hotels, and in some cases free tickets and complimentary nights at a hotel at one of your favorite destination.

In most cases you will be required to  contact the bank before you can redeem your air miles. Generally the bank will only permit to redeem the miles against the purchase of a ticket or booking of a hotel. Each bank/provider will have their respective process.

In most cases you will be eligible to earn air miles on all the transactions you conduct on your air mile credit card. However, some transactions may be exempt. The bank will notify you through their welcome pack on what transactions will be considered for air miles.

When you find the right credit card that matches your needs, you need to ensure that you meet the minimum criteria of the bank offering the card. Some of the general minimum criteria's for banks are as follows

  • You must be a minimum age of 21 years for a primary card, and 18 years of age to qualify as a supplementary card holder 
  • Have a valid national ID card (CNIC)
  • Have a stable stream of income, by virtue of being a salaried individual or self employed.
  • Have good credit standing and not be in default of any loan or credit facility from any financial institution.

All banks have their respective policies and procedures. Look at our more info section for the card of your choice to evaluate whether you meet the requirements of the card that you like.

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