loader
Standard Chartered Bank Ltd
Standard Chartered Bank Pakistan Ltd is the largest and oldest multinational bank in Pakistan. Standard Chartered Bank offers holistic financial services such as credit cards, personal loans, mortgages, deposits and wealth management services. Standard Chartered Bank was assigned a rating of AAA / A1+ by PACRA.
  • Monthly APR
    Annual Fee
    Airmiles
  • SCB Saadiq Worldmiles Card

    SCB Saadiq Worldmiles Card

    PKR 10,500
    PKR 8,000
    1/PKR 40 spend

    Benefits

    • Earn WorldMiles and redeem to avail tickets to any destination and airline of customer's choice
    • Access to over 80 airport lounges worldwide
    • Concierge services available for booking of tickets, hotels, entertainment events and travel promotional offers

    Be Aware of

    • This card charges a maintenance fee as opposed to an interest rate (APR).
    • You will have a fixed monthly maintenance fee charged against services/privileges on this card irrespective of the amount/limit utilised on the card

    Rates

    Monthly APR
    PKR 10,500

    No Interest. A fixed monthly fee of PKR 10,500 irrespective of outstanding. As a promo, this fee will be waived if full outstanding is paid by due date.

    Cash Advance
    None
    Monthly BTF Rate
    N/a

    Annual Fees

    Annual Fee
    PKR 8,000
    Supplementary Card Fees
    PKR 4,000
    Chip Maintenance Fee
    PKR 0

    Other Fees

    Cash Advance Fee
    PKR 1,000

    per transaction

    Foreign transaction Fee
    3 %

    on transaction amount

    Late Payment Fee
    PKR 1,500

    To be paid out in charity as advised by Shariah Advisory Board & Bank's charity policy

    Overlimit Fee
    PKR 0

    Interest Free Period


    SMS Alert Fee

    100 per month

    Up to Rs. 100 per month or Rs 1,200 per annum


    BTF Fees

    Processing Fee
    PKR 1,000

    One time BTF processing charges of PKR 1,000


    Local Spend

    Cash Back
    Reward Point
    -
    Airmiles
    1/PKR 40 spend

    1 Worldmile = PKR 40 spend


    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    -
    Int. Airmiles
    1/PKR 40 spend

    1 Worldmile = PKR 40 spend


    Grocery Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    1/PKR 40 spend

    1 Worldmile = PKR 40 spend


    Fuel Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    1/PKR 40 spend

    1 Worldmile = PKR 40 spend


    Minimum Monthly Income

    Salaried
    PKR 40,000

    Govt employees having PKR 75,000 salary and above can also apply

    Self Employed
    PKR 70,000

    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement
    Required

    6 months statement required

    CNIC
    Required

    Verified copy

    Salary Slip
    Required

    Verified by HR


    Self Employed Professional

    Bank Statement

    6 Months bank statement

    CNIC

    Readable and valid copy

    Proof of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Sole Proprietor

    Bank Statement

    6 Months bank statement

    CNIC

    Readable and valid copy

    Proof Of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Partnership

    Bank Statement

    6 Months bank statement

    CNIC

    Readable and valid copy

    Proof Of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Private Limited

    Bank Statement

    6 Months bank statement

    CNIC

    Readable and valid copy

    Proof Of Business

    • Form 29
    • Form A
    • Articles of association

    Global Travel Assistance

    Benefits
    Not offered
    Assistance
    Offered
    Other
    Not offered

    Travel Insurance

    Subsidized Travel Insurance
    Not offered
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits
    Not offered

    Lounge Access

    Domestic Lounge Access
    Domestic lounges access

    KHI International Airport: CIP Lounge

    LHR International Airport: CIP Lounge

    ISL International Airport: CIP Lounge

    International Lounge Access
    International lounges access

    Access to 80+ lounges at leading international destinations

    Other Travel Benefits
    Not offered

    Priority Pass

    Joining Fee
    PKR 0
    Usage Fee
    PKR 0
    Other Fee
    PKR 0

    Salient Benefits

    1
    Avail Instalment Plan with zero extra charges
    2
    Discounts at select retail outlets in Pakistan and UAE
    3
    24/7 Priority Client Centre access

    Discounts

    Vendors
    As a promo, Maintenance Fee for the month will be waived if full outstanding for that month is paid by its due date.

    CLICK HERE


  • SCB World Miles Card

    SCB World Miles Card

    3.50 %
    PKR 8,000
    1/PKR 40 spend

    Benefits

    • Concierge services available for booking of tickets, hotels, entertainment events and travel promotional offers
    • Redeem air miles against free tickets to any destination and airline of customers choice
    • Enjoy unlimited access to over 60 airport lounges worldwide

    Be Aware of

    • Airmiles can only be redeemed against purchase of air tickets and hotels
    • Comprehensive Travel Insurance is not complimentary

    Rates

    Monthly APR
    3.50 %

    42% per annum

    Cash Advance
    3.50 %

    42% per annum

    Monthly BTF Rate
    3.50 %

    42% per annum


    Annual Fees

    Annual Fee
    PKR 8,000
    Supplementary Card Fees
    PKR 4,000
    Chip Maintenance Fee
    PKR 0

    Other Fees

    Cash Advance Fee
    PKR 1,000

    or 3% of the withdrawn amount (whichever is higher)

    Foreign transaction Fee
    3.00 %

    of transaction amount + Rs.1 per USD

    Late Payment Fee
    PKR 1,500

    or 10% of the minimum amount (whichever is higher)

    Overlimit Fee
    PKR 0

    Interest Free Period

    None

    SMS Alert Fee

    PKR 100 per month

    BTF Fees

    Processing Fee
    PKR 500

    or 3% of transfer amount (whichever is higher)


    Local Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    1/PKR 40 spend

    1 Worldmile = PKR 40 spendÂ


    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    -
    Int. Airmiles
    1/PKR 40 spend

    1 Worldmile is = PKR 40 spend (or equivalent)


    Grocery Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    1/PKR 40 spend

    1 Worldmile = PKR 40 spend


    Fuel Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    1/PKR 40 spend

    1 Worldmile = PKR 40 spend


    Minimum Monthly Income

    Salaried
    PKR 40,000

    Govt employees having PKR 75,000 salary and above can also apply

    Self Employed
    PKR 70,000

    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement
    Required

    6 months statement required

    CNIC
    Required

    Verified copy

    Salary Slip
    Required

    Verified by HR


    Self Employed Professional

    Bank Statement

    6 Months bank statement

    CNIC

    Readable and valid copy

    Proof of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Sole Proprietor

    Bank Statement

    6 Months bank statement

    CNIC

    Readable and valid copy

    Proof Of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Partnership

    Bank Statement

    6 Months bank statement

    CNIC

    Readable and valid copy

    Proof Of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Private Limited

    Bank Statement

    6 Months bank statement

    CNIC

    Readable and valid copy

    Proof Of Business

    • Form 29
    • Form A
    • Articles of association

    Global Travel Assistance

    Benefits
    Global Customer Asisstance

    Global Customer Asisstance Service, allowing you to access various emergency services

    Assistance
    Concierge services

    Concierge services that help you get access to the best restaurants, concerts and other events

    Other
    Global Visa Platinum Concierge services

    Global Visa Platinum Concierge services offering information & reservation on a wide range of services


    Travel Insurance

    Subsidized Travel Insurance
    Avail 15% discount

    Avail 15% discount on any destination that you plan to visit

    Complimentary Travel Insurance
    USD 500,000

    Coverage up to USD 500,000 (Travel Accident Insurance)

    Other Insurance Benefits
    Coverage

    Coverage against a wide range of inconveniences faced when you are traveling under the Travel Inconvenience Insurance offer


    Lounge Access

    Domestic Lounge Access
    Domestic lounges access

    KHI International Airport: CIP Lounge

    LHR International Airport: CIP Lounge

    ISL International Airport: CIP Lounge

    International Lounge Access
    International lounges access

    Access to 60+ Lounges at leading international destinations

    Other Travel Benefits
    Car rental & limousine service

    Car rental and limousine services at selected destinations


    Priority Pass

    Joining Fee
    PKR 0
    Usage Fee
    PKR 0
    Other Fee
    PKR 0

    Salient Benefits

    1
    Avail 15% off

    Avail 15% off on Hertz car rental within Pakistan

    2
    Discounted Gifts

    Helping you send your loved ones special gifts from our exceptional assortment of flowers and miscellaneous gift items. You can now send floral bouquets and gift hampers to your family and friends and brighten their day! This service is however, applicable for cardholders based in Karachi, Lahore and Islamabad.

    3
    Complimentary Visa assistance

    Complimentary Visa assistance through concierge services


    Discounts

    Vendors
    150+

    CLICK HERE



Karlocompare.com.pk ("we") is a free and independent comparison website. We are not responsible or liable for any inaccuracies on this website. In the event, there is a discrepancy in the information provided by Karlocompare.com.pk and the information provided by the provider, bank, card issuer, loan provider, insurance company, takaful or telecommunication service provider ("partner institution"), the information provided by the partner institution shall prevail. Please read our Terms and Conditions, Privacy Policy for further information.



Compare then buy in 3 Easy Steps

Use KarloCompare.com.pk to make life simpler when it comes to finding the right product or service

Just follow these three steps

Love traveling? Find A Card That Helps You Subsidize Your Next Trip

If you enjoy traveling these are the cards for you. Air miles cards reward you with points that you can redeem for travel perks, such as discounts on flights, hotels, and in some cases free tickets and complimentary nights at a hotel at one of your favorite destination.

In most cases you will be required to  contact the bank before you can redeem your air miles. Generally the bank will only permit to redeem the miles against the purchase of a ticket or booking of a hotel. Each bank/provider will have their respective process.

In most cases you will be eligible to earn air miles on all the transactions you conduct on your air mile credit card. However, some transactions may be exempt. The bank will notify you through their welcome pack on what transactions will be considered for air miles.

When you find the right credit card that matches your needs, you need to ensure that you meet the minimum criteria of the bank offering the card. Some of the general minimum criteria's for banks are as follows

  • You must be a minimum age of 21 years for a primary card, and 18 years of age to qualify as a supplementary card holder 
  • Have a valid national ID card (CNIC)
  • Have a stable stream of income, by virtue of being a salaried individual or self employed.
  • Have good credit standing and not be in default of any loan or credit facility from any financial institution.

All banks have their respective policies and procedures. Look at our more info section for the card of your choice to evaluate whether you meet the requirements of the card that you like.

0 Shortlisted Products