loader
Faysal Bank Limited
Faysal Bank Limited was incorporated in Pakistan on October 3rd, 1994. Faysal Bank is engaged in Commercial, Retail, Corporate and Islamic banking activities. The PACRA and JCR-VIS Credit Rating Company Limited have determined the Bank’s long-term rating as AA and short-term rating as A1+. Faysal Bank’s footprint now spreads over more than 85 cities with over 280 branches.
  • Monthly APR
    Monthly BTF Rate
    Annual Fee
  • Best Deals
    Faysal Bank Titanium Credit Card

    Faysal Bank Titanium Credit Card

    3.25 %
    2.00 %
    PKR 6,000

    Benefits

    • Double reward points on groceries
    • Unlimited CIP lounges access within Pakistan
    • Instant reward points redemption option at 800+ outlets

    Be Aware of

    • Limited lounge access internationally
    • The cash back is only available through a lucky draw
    • Higher rate to earn reward points

    Rates

    Monthly APR
    3.25 %

    39% per annum

    Cash Advance
    3.25 %

    39% per annum

    Monthly BTF Rate
    2.00 %

    24% per annum


    Annual Fees

    Annual Fee
    PKR 6,000
    Supplementary Card Fees
    PKR 2,000
    Chip Maintenance Fee
    PKR 700

    Other Fees

    Cash Advance Fee
    PKR 1,000

    or 3% of cash transaction whichever is higher

    Foreign transaction Fee
    3.50 %
    Late Payment Fee
    PKR 1,500

    per instance

    Overlimit Fee
    PKR 1,400

    Interest Free Period

    45 days

    SMS Alert Fee

    PKR 100

    PKR 900 for the annual package


    BTF Fees

    Processing Fee
    PKR 0

    Not applicable


    Local Spend

    Cash Back
    -
    Reward Point
    Double reward points

    Earn 2 titanium points upon spending PKR 150

    Airmiles
    -

    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    Double reward points

    Earn 2 titanium points upon spending PKR 150

    Int. Airmiles
    -

    Grocery Spend

    Cash Back
    -
    Reward Point
    Double reward points

    Earn 2 titanium points upon spending PKR 150

    Airmiles
    -

    Fuel Spend

    Cash Back
    -
    Reward Point
    Double reward points

    Earn 2 titanium points upon spending PKR 150

    Airmiles
    -

    Minimum Monthly Income

    Salaried
    Not indicated
    Self Employed
    Not indicated

    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Salary Slip
    Not indicated

    Self Employed Professional

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof of Business
    Not indicated

    Sole Proprietor

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Partnership

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Private Limited

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Global Travel Assistance

    Benefits
    Not offered
    Assistance
    Not offered
    Other
    Not offered

    Travel Insurance

    Subsidized Travel Insurance
    Tailored insurance plans
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits
    Not offered

    Lounge Access

    Domestic Lounge Access
    CIP lounges access
    • KHI International Airport: CIP Lounge
    • LHR International Airport: CIP Lounge
    • ISL International Airport: CIP Lounge
    International Lounge Access
    VIP Lounges access

    Access to over 10 airports internationally

    • UAE
    • Saudi Arabia
    • Jordan
    • Kuwait
    • Egypt
    Other Travel Benefits
    Not offered

    Priority Pass

    Joining Fee
    PKR 0
    Usage Fee
    PKR 0
    Other Fee
    PKR 0

    Salient Benefits

    1
    Priceless Arabia

    Enjoy a wide range of dining, shopping and sporting opportunities to exciting hotel and entertainment experiences

    2
    Faysal Bank Flavors

    Avail discounts of up to 15% at more than 81 restaurants

    3
    Faysal Bank Lifestyles

    Avail discount of up to 50% at more than 100 Lifestyle Brands


    Discounts

    Vendors
    100+

  • Reward Points
    Faysal Bank World Card

    Faysal Bank World Card

    3.25 %
    2.70 %
    PKR 15,000

    Benefits

    • Earn World Reward Points on all your transactions
    • Instant redemption of points at select partner outlets
    • Access to 4 complimentary golf sessions at Karachi Karsaz Golf Club

    Be Aware of

    • You can only convert your reward point for Airblue airmiles
    • Airblue airmiles can only be redeemed for 9 international destinations

    Rates

    Monthly APR
    3.25 %

    39% per annum

    Cash Advance
    3.25 %

    39% per annum

    Monthly BTF Rate
    2.70 %

    32.4% per annum


    Annual Fees

    Annual Fee
    PKR 15,000

    Reduced fee of PKR 500, based on a spend of PKR 1,000,000 in 12 months

    Supplementary Card Fees
    PKR 4,000
    Chip Maintenance Fee
    PKR 700

    Other Fees

    Cash Advance Fee
    PKR 1,000

    or 3% of withdrawl amount (whichever is higher)

    Foreign transaction Fee
    3.50 %

    of transaction amount

    Late Payment Fee
    PKR 1,500

    per instance

    Overlimit Fee
    PKR 1,400

    per instance


    Interest Free Period

    45 days

    SMS Alert Fee

    PKR 100 per month

    PKR 900 for the annual package


    BTF Fees

    Processing Fee
    PKR 0

    Not applicable


    Local Spend

    Cash Back
    -
    Reward Point
    1/PKR 50 spend

    1 World Reward = 40 paisas

    Airmiles
    -

    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    1/PKR 50 spend

    1 World Reward = 40 paisas

    Int. Airmiles
    -

    Grocery Spend

    Cash Back
    -
    Reward Point
    1/PKR 50 spend

    1 World Reward = 40 paisas

    Airmiles
    -

    Fuel Spend

    Cash Back
    -
    Reward Point
    1/PKR 50 spend

    1 World Reard = 40 paisas

    Airmiles
    -

    Minimum Monthly Income

    Salaried
    Not indicated
    Self Employed
    Not indicated

    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Salary Slip
    Not indicated

    Self Employed Professional

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof of Business
    Not indicated

    Sole Proprietor

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Partnership

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Private Limited

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Global Travel Assistance

    Benefits
    Travel Program

    World MasterCard Travel Program

    Assistance
    Meet & Greet

    MasterCard Airport Concierge

    Other
    Leaders Club membership

    Complimentary Leaders Club membership

    Complimentary Hertz Gold Plus membership


    Travel Insurance

    Subsidized Travel Insurance
    Not offered
    Complimentary Travel Insurance
    Coverage up to USD 1.0 million

    Coverage up to USD 1.0 million (Travel Accident Insurance)

     

    Other Insurance Benefits
    Cancellation Protection

    Travel Inconvenience & Cancellation Protection (terms & conditions apply)


    Lounge Access

    Domestic Lounge Access
    Domestic lounges access
    • KHI International Airport: CIP Lounge
    • LHR International Airport CIP Lounge
    • ISL International Airport: CIP Lounge
    International Lounge Access
    International lounges access

    Access to Lounges at 7 destinations directly through the Faysal Platinum Card

    Other Travel Benefits
    LoungeKey Access

    Access to 500 airport lounges across the world


    Priority Pass

    Joining Fee
    PKR 0
    Usage Fee
    PKR 0
    Other Fee
    PKR 0

    Salient Benefits

    1
    Complimentary LoungeKey membership
    2
    World Reward Points
    3
    Complimentary Meet & Assist services

    Discounts

    Vendors
    75+

  • Reward Points
    Faysal Bank Platinum Card

    Faysal Bank Platinum Card

    3.25 %
    2.70 %
    PKR 8,000

    Benefits

    • You have the option to convert your reward points for Airblue airmiles 
    • Tailor made golf program
    • Complimentary meet & assist for express immigration check in at Karachi, Lahore and Islamabad International airports

    Be Aware of

    • Airblue airmiles can only be redeemed for 9 international locations

    Rates

    Monthly APR
    3.25 %

    39% per annum

    Cash Advance
    3.25 %

    39% per annum

    Monthly BTF Rate
    2.70 %

    32.4% per annum


    Annual Fees

    Annual Fee
    PKR 8,000

    Reduced fee of PKR 500 based on a PKR 300,000 spend in 12 month

    Supplementary Card Fees
    PKR 2,000
    Chip Maintenance Fee
    PKR 700

    Other Fees

    Cash Advance Fee
    PKR 1,000

    or 3% of withdrawn amount (whichever is higher)

    Foreign transaction Fee
    3.50 %

    of transaction amount 

    Late Payment Fee
    PKR 1,500

    per instance

    Overlimit Fee
    PKR 1,400

    per instance


    Interest Free Period

    45 days

    SMS Alert Fee

    PKR 100 per month

    PKR 900 for the annual package


    BTF Fees

    Processing Fee
    PKR 0

    Not applicable


    Local Spend

    Cash Back
    -
    Reward Point
    1/PKR 50 spend

    1 reward point = 40 paisas

    Airmiles
    -

    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    1/PKR 50 spend

    1 reward point = 40 paisas

    Int. Airmiles
    -

    Grocery Spend

    Cash Back
    -
    Reward Point
    1/PKR 50 spend

    1 reward point = 40 paisas

    Airmiles
    -

    Fuel Spend

    Cash Back
    -
    Reward Point
    1/PKR 50 spend

    1 reward point is = 40 paisas

    Airmiles
    -

    Minimum Monthly Income

    Salaried
    PKR 80,000

    PKR 60,000 for employees of multinational company

    PKR 80,000 for employees of local companies

    Self Employed
    PKR 100,000

    With avarage balance of PKR 400,000 to PKR 500,000 for 4 to 6 months


    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Salary Slip
    Not indicated

    Self Employed Professional

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof of Business
    Not indicated

    Sole Proprietor

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Partnership

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Private Limited

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Global Travel Assistance

    Benefits
    Not offered
    Assistance
    Not offered 
    Other
    Not offered 

    Travel Insurance

    Subsidized Travel Insurance
    Not offered 
    Complimentary Travel Insurance
    Not offered 
    Other Insurance Benefits
    Not offered 

    Lounge Access

    Domestic Lounge Access
    Domestic lounges access
    • KHI International Airport: CIP Lounge
    • LHR International Airport: CIP Lounge
    • ISL International Airport: CIP Lounge
    International Lounge Access
    International lounges access

    Access to Lounges at 7 destinations directly through the Faysal Platinum Card

    Other Travel Benefits
    Meet & assist service

    Complimentary meet & assist at Karachi, Lahore and Islamabad immigration for express check in


    Priority Pass

    Joining Fee
    Complimentary for 1st year
    Usage Fee
    Complimentary
    Other Fee
    PKR 2,000

    Renewal fee - applicable after 3rd year


    Salient Benefits

    1
    Complimentary Priority Pass
    2
    Complimentary tailor made golf program
    3
    Access to Platinum discounts

    Discounts

    Vendors
    100+

  • Discounts
    Faysal Bank Airblue Classic Card

    Faysal Bank Airblue Classic Card

    3.25 %
    2.70 %
    PKR 2,800

    Benefits

    • Earn airmiles on Airblue when you spend 
    • Earn a 1,000 bonus Airblue airmiles upon activating the Airblue frequent flyer program
    • Avail exciting discounts from leading retail outlets and restaurants 

    Be Aware of

    • Bonus airmiles are subject to activation of your Airblue frequent flyers program

    Rates

    Monthly APR
    3.25 %

    39% per annum

    Cash Advance
    3.25 %

    39% per annum

    Monthly BTF Rate
    2.70 %

    32.4% per annum


    Annual Fees

    Annual Fee
    PKR 2,800
    Supplementary Card Fees
    PKR 1,000
    Chip Maintenance Fee
    PKR 700

    Other Fees

    Cash Advance Fee
    PKR 1,000

    or 3% of withdrawn amount (whichever is higher)

    Foreign transaction Fee
    3.50 %

    of transaction amount 

    Late Payment Fee
    PKR 1,500

    per instance 

    Overlimit Fee
    PKR 1,400

    Interest Free Period

    45 days

    SMS Alert Fee

    PKR 100 per month

    PKR 900 for the annual package


    BTF Fees

    Processing Fee
    PKR 0

    Not applicable


    Local Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    1/PKR 50 spend

    1 airmile = PKR 50 spend


    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    -
    Int. Airmiles
    1/PKR 50 spend

    1 airmile = PKR 50 spend (or equivalent)


    Grocery Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    1/PKR 50 spend

    1 airmile = PKR 50 spend


    Fuel Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    1/PKR 50 spend

    1 reward point = PKR 50 spend


    Minimum Monthly Income

    Salaried
    Not indicated
    Self Employed
    Not indicated

    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Salary Slip
    Not indicated

    Self Employed Professional

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof of Business
    Not indicated

    Sole Proprietor

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Partnership

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Private Limited

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Global Travel Assistance

    Benefits
    Not offered
    Assistance
    Not offered 
    Other
    Not offered 

    Travel Insurance

    Subsidized Travel Insurance
    Not offered 
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits
    Not offered 

    Lounge Access

    Domestic Lounge Access
    Not offered 
    International Lounge Access
    Not offered 
    Other Travel Benefits
    Complimentary Airblue frequent flyers membership

    Priority Pass

    Joining Fee
    PKR 0
    Usage Fee
    PKR 0
    Other Fee
    PKR 0

    Salient Benefits

    1
    Airblue airmiles

    Earn Airblue airmiles as you spend

    2
    Earn bonus airmiles

    Earn bonus airmiles as you fly airbllue - 1 mile against each mile you fly on airmile

    3
    Avail exciting discounts

    Avail exciting discounts from leading restaurants and retail outlets across the country


    Discounts

    Vendors
    75 +

  • Discounts
    Faysal Bank Airblue Gold Card

    Faysal Bank Airblue Gold Card

    3.25 %
    2.70 %
    PKR 5,000

    Benefits

    • Earn airmiles on Airblue as you spend
    • Earn a 1,000 bonus airmiles on the activation of the Airblue frequent flyers program
    • Avail exciting discounts from leading restaurants and retail outlets across Pakistan

    Be Aware of

    • Airmiles on airblue are only redeemable for 9 international destinations
    • You have to activate the Airblue frequent flyer program to qualify for the bonus airmiles 

    Rates

    Monthly APR
    3.25 %

    39% per annum

    Cash Advance
    3.25 %

    39% per annum

    Monthly BTF Rate
    2.70 %

    32.4% per annum


    Annual Fees

    Annual Fee
    PKR 5,000

    Waived upon spend of PKR 300,000 within 12 months from date the fee was applied

    Supplementary Card Fees
    PKR 1000
    Chip Maintenance Fee
    PKR 700

    Other Fees

    Cash Advance Fee
    PKR 1,000

    or 3% of withdrawn amount (whichever is higher)

    Foreign transaction Fee
    3.50 %

    of transaction amount 

    Late Payment Fee
    PKR 1,500

    per instance

    Overlimit Fee
    PKR 1,400

    Interest Free Period

    45 days

    SMS Alert Fee

    PKR 100 per month

    PKR 900 for the annual package


    BTF Fees

    Processing Fee
    PKR 0

    Not applicable


    Local Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    1/PKR 50 spend

    1 airmile = PKR 50 spend 


    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    -
    Int. Airmiles
    1/PKR 50 spend

    1 airmile = PKR 50 spend (or equivalent)


    Grocery Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    1/PKR 50 spend

    1 airmile = PKR 50 spend


    Fuel Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    1/PKR 50 spend

    1 airmile = PKR 50 spend


    Minimum Monthly Income

    Salaried
    Not indicated
    Self Employed
    Not indicated

    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Salary Slip
    Not indicated

    Self Employed Professional

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof of Business
    Not indicated

    Sole Proprietor

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Partnership

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Private Limited

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Global Travel Assistance

    Benefits
    Not offered 
    Assistance
    Not offered 
    Other
    Not offered 

    Travel Insurance

    Subsidized Travel Insurance
    Not offered 
    Complimentary Travel Insurance
    Not offered 
    Other Insurance Benefits
    Not offered 

    Lounge Access

    Domestic Lounge Access
    KHI CIP lounge access

    KHI International Airport: CIP Lounge

    International Lounge Access
    Not offered 
    Other Travel Benefits
    Airblue frequent flyers membership

    Complimentary Airblue frequent flyers membership


    Priority Pass

    Joining Fee
    PKR 0
    Usage Fee
    PKR 0
    Other Fee
    PKR 0

    Salient Benefits

    1
    Airblue airmiles

    Earn Airblue airmiles as you spend 

    2
    Earn bonus airmiles

    Earn bonus airmiles as you fly on Airblue - 1 mile against each mile you fly on Airblue

    3
    Exciting discounts

    Avail exciting discounts from leading restaurants and retail outlets across the country


    Discounts

    Vendors
    75+

  • Reward Points
    Faysal Bank Mc² Gold Card

    Faysal Bank Mc² Gold Card

    3.25 %
    2.70 %
    PKR 5,000

    Benefits

    • Reward points on all types of spends
    • Upto 50% cash advance limit 
    • Upto 20% discounts on various dinning options

    Be Aware of

    • Rewards points can only be redeemed at participating merchant outlets

    Rates

    Monthly APR
    3.25 %

    39% per annum

    Cash Advance
    3.25 %

    39% per annum

    Monthly BTF Rate
    2.70 %

    32.4% per annum


    Annual Fees

    Annual Fee
    PKR 5,000

    Waived upon spend of PKR 300,000 within 12 months from date the fee was applied

    Supplementary Card Fees
    PKR 1,000
    Chip Maintenance Fee
    PKR 700

    Other Fees

    Cash Advance Fee
    PKR 1,000

    or 3% of withdrawn amount (whichever is higher)

    Foreign transaction Fee
    3.50 %

    of transaction amount 

    Late Payment Fee
    PKR 1,500

    per instance

    Overlimit Fee
    PKR 1,400

    Interest Free Period

    45 days

    SMS Alert Fee

    PKR 100 per month

    PKR 900 for the annual package


    BTF Fees

    Processing Fee
    PKR 0

    Not applicable


    Local Spend

    Cash Back
    -
    Reward Point
    1/PKR 50 spend

    1 reward point = 40 paisas

    Airmiles
    -

    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    1/PKR 50 spend

    1 reward point = 40 paisas

    Int. Airmiles
    -

    Grocery Spend

    Cash Back
    -
    Reward Point
    1/PKR 50 spend

    1 reward point = 40 paisas

    Airmiles
    -

    Fuel Spend

    Cash Back
    -
    Reward Point
    1/PKR 50 spend

    1 reward point = 40 paisas

    Airmiles
    -

    Minimum Monthly Income

    Salaried
    Not indicated
    Self Employed
    Not indicated

    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Salary Slip
    Not indicated

    Self Employed Professional

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof of Business
    Not indicated

    Sole Proprietor

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Partnership

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Private Limited

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Global Travel Assistance

    Benefits
    Not offered
    Assistance
    Not offered
    Other
    Not offered

    Travel Insurance

    Subsidized Travel Insurance
    Not offered 
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits
    Not offered

    Lounge Access

    Domestic Lounge Access
    Not offered 
    International Lounge Access
    Not offered 
    Other Travel Benefits
    Not offered 

    Priority Pass

    Joining Fee
    PKR 0
    Usage Fee
    PKR 0
    Other Fee
    PKR 0

    Salient Benefits

    1
    Cash advance permitted

    Up to 50% cash advance permitted

    2
    Discounts at leading restaurants

    Up to 20% discounts at leading restaurants across the country

    3
    Reward points to top up on fuel

    Use you reward points to top up on fuel


    Discounts

    Vendors
    75+

  • Reward Points
    Faysal Bank Mc² Classic Card

    Faysal Bank Mc² Classic Card

    3.25 %
    2.70 %
    PKR 2,800

    Benefits

    • Up to 20% discount at various restaurants
    • Up to 50% cash advance limit

    Be Aware of

    • Reward point can only be redeemed at specific merchants

    Rates

    Monthly APR
    3.25 %

    39% per annum

    Cash Advance
    3.25 %

    39% per annum

    Monthly BTF Rate
    2.70 %

    32.4% per annum  


    Annual Fees

    Annual Fee
    PKR 2,800

    Waived upon a minimum spend of PKR 10,000 within 60 days from the date the fee was applied

    Supplementary Card Fees
    PKR 1,000
    Chip Maintenance Fee
    PKR 700

    Other Fees

    Cash Advance Fee
    PKR 1,000

    or 3% of the withdrawn amount (whichever is higher)

    Foreign transaction Fee
    3.50 %

    of transaction amount

    Late Payment Fee
    PKR 1,500

    per instance

    Overlimit Fee
    PKR 1,400

    Interest Free Period

    45 days

    SMS Alert Fee

    PKR 100 per month

    PKR 900 for the annual package


    BTF Fees

    Processing Fee
    PKR 0

    Not indicated


    Local Spend

    Cash Back
    -
    Reward Point
    1/PKR 50 spend

    1 reward point = 40 paisas

    Airmiles
    -

    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    1/PKR 50 spend

    1 reward point = 40 paisas

    Int. Airmiles
    -

    Not offered


    Grocery Spend

    Cash Back
    -
    Reward Point
    1/PKR 50 spend

    1 reward point = 40 paisas

    Airmiles
    -

    Fuel Spend

    Cash Back
    -
    Reward Point
    1/PKR 50 spend

    1 reward point = 40 paisas

    Airmiles
    -

    Minimum Monthly Income

    Salaried
    Not indicated
    Self Employed
    Not indicated

    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Salary Slip
    Not indicated

    Self Employed Professional

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof of Business
    Not indicated

    Sole Proprietor

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Partnership

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Private Limited

    Bank Statement
    Not indicated
    CNIC
    Not indicated
    Proof Of Business
    Not indicated

    Global Travel Assistance

    Benefits
    Not offered
    Assistance
    Not offered
    Other
    Not offered

    Travel Insurance

    Subsidized Travel Insurance
    Not offered
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits
    Not offered

    Lounge Access

    Domestic Lounge Access
    Not offered
    International Lounge Access
    Not offered
    Other Travel Benefits
    Not offered

    Priority Pass

    Joining Fee
    PKR 0
    Usage Fee
    PKR 0
    Other Fee
    PKR 0

    Salient Benefits

    1
    50% cash advance

    Up to 50% cash advance permitted 

    2
    Discount at leadiing restaurants

    Up to 20% discount at leadiing restaurants across the country

    3
    Reward points to top up on fuel

    Use your reward points to top up on fuel


    Discounts

    Vendors
    75+


Karlocompare.com.pk ("we") is a free and independent comparison website. We are not responsible or liable for any inaccuracies on this website. In the event, there is a discrepancy in the information provided by Karlocompare.com.pk and the information provided by the provider, bank, card issuer, loan provider, insurance company, takaful or telecommunication service provider ("partner institution"), the information provided by the partner institution shall prevail. Please read our Terms and Conditions, Privacy Policy for further information.



Compare then buy in 3 Easy Steps

Use KarloCompare.com.pk to make life simpler when it comes to finding the right product or service

Just follow these three steps

Looking For The Right Card?

Tired of receiving calls from banks representatives trying to push a credit card you don't know much about? Are you the sort of person who likes to double check what the features of a particular service are before you commit? Look no further, Karlocompare.com.pk is here to help you through the process. Finding a credit card service in Pakistan hasn't been easier before.

To find the right card for your personal needs is simple. All you have to do is sift through our listings, you can browse credit cards through our easy to use filters. We have sorted all the different types of credit cards above, look at credit cards listed in our best deals section or any other. We strive to make life simple for you.

When you find the right credit card that matches your needs, you need to ensure that you meet the minimum criteria of the bank offering the card. Some of the general minimum criteria's of banks are as follows:

  • You must be a minimum age of 21 years for a primary card, and 18 years of age to qualify as a supplementary card holder
  • Have a valid national ID card (CNIC)
  • Have a stable stream of income, by virtue of being a salaried individual or self employed.
  • Have good credit standing and not be in default of any loan or credit facility from any financial institution.

All banks have their respective policies and procedures. Look at our more info section for the card of your choice to evaluate whether you meet the requirements of the card that you like.

0 Shortlisted Products