loader

We've Found 10 Best Offers For You!

You can find our best deals below. We have curated some of the best offers on the market for your convenience.
  • Monthly APR
    Monthly BTF Rate
    Annual Fee
  • JS Bank Classic Credit Card

    JS Bank Classic Credit Card

    3.5 %
    2.00 %
    PKR 0

    Benefits

    • Withdraw up to 75% of credit limit 
    • Low service charges
    • Complimentary SMS alerts

    Be Aware of

    • This card has two different APR charges. One is for employee banking clients and other is for non-employee banking clients.

    Rates

    Monthly APR
    3.5 %

    46% per annum

    Cash Advance
    3.33 % per month

    39.96% per annum

    Monthly BTF Rate
    2.00 %

    24% per annum


    Annual Fees

    Annual Fee
    PKR 0
    Supplementary Card Fees
    PKR 1,392
    Chip Maintenance Fee
    PKR 0

    Other Fees

    Cash Advance Fee
    PKR 1,200

    or 3% of withdrawal amount (whichever is higher)

    Foreign transaction Fee
    3.50

    or Transaction Amount

    Late Payment Fee
    PKR 1,500
    Overlimit Fee
    PKR 0

    Interest Free Period

    51 Days

    SMS Alert Fee

    PKR 0

    Fee is waived


    BTF Fees

    Processing Fee
    PKR 600

    per transfer


    Local Spend

    Cash Back
    0.50 %

    on all retail transactions! Exciting discounts on shopping and dining!

    Reward Point
    -
    Airmiles
    -

    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    -
    Int. Airmiles
    -

    Grocery Spend

    Cash Back
    0.50 %

    on all retail transactions! Exciting discounts on shopping and dining!

    Reward Point
    -
    Airmiles
    -

    Fuel Spend

    Cash Back
    0.5 %

    on all retail transactions! Exciting discounts on shopping and dining!

    Reward Point
    -
    Airmiles
    -

    Minimum Monthly Income

    Salaried
    PKR 35,000
    Self Employed
    PKR 70,000

    Minimum Age

    Salaried
    30 Years

    and Maximum age is 65 years

    Self Employed
    30 Years

    and Maximum age is 70 years


    Salaried Individual

    Bank Statement
    Required

    6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Salary Slip
    Required

    Along with Salary Certificate (not old more then 2 months, if copy should be O/S)


    Self Employed Professional

    Bank Statement
    Required

     6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Proof of Business
    Required

    2 Years of business history


    Sole Proprietor

    Bank Statement
    Required

     6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Proof Of Business
    Required

    2 Years of business history


    Partnership

    Bank Statement
    Required

     6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Proof Of Business
    Required

    2 Years of business history


    Private Limited

    Bank Statement
    Required

     6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Proof Of Business
    Required

    2 Years of business history


    Global Travel Assistance

    Benefits
    Not offered
    Assistance
    Not offered
    Other
    Not offered

    Travel Insurance

    Subsidized Travel Insurance
    Not offered
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits
    Not offered

    Lounge Access

    Domestic Lounge Access
    Domestic CIP Lounge Access

    KHI International Airport: CIP Lounge

    LHR International Airport: CIP Lounge

    ISL International Airport: CIP Lounge

    International Lounge Access
    Not offered
    Other Travel Benefits
    Not offered

    Priority Pass

    Joining Fee
    PKR 0
    Usage Fee
    PKR 0
    Other Fee
    PKR 0

    Salient Benefits

    1
    Receive cashback on your local spend
    2
    CIP Lounge access
    3
    Not indicated

    Discounts

    Vendors
    50+

  • JS Bank Gold Credit Card

    JS Bank Gold Credit Card

    3.50 %
    2.00 %
    PKR 0

    Benefits

    • Withdraw up to 75% of credit limit 
    • Low service charges
    • Complimentary SMS alerts

    Be Aware of

    • This card has two different APR charges. One is for employee banking clients and other is for non-employee banking clients.

    Rates

    Monthly APR
    3.50 %

    36% per annum

    Cash Advance
    3.33 % per month

    39.96% per annum

    Monthly BTF Rate
    2.00 %

    24% per annum


    Annual Fees

    Annual Fee
    PKR 0
    Supplementary Card Fees
    PKR 2320
    Chip Maintenance Fee
    PKR 0

    Other Fees

    Cash Advance Fee
    PKR 1,200

    or 3% of withdrawl amount (whichever is higher)

    Foreign transaction Fee
    3.50 %

    or Transaction Amount

    Late Payment Fee
    PKR 1,500
    Overlimit Fee
    PKR 0

    Interest Free Period

    51 Days

    SMS Alert Fee

    PKR 0

    Fee is waived


    BTF Fees

    Processing Fee
    PKR 600

    per transfer


    Local Spend

    Cash Back
    0.50 %

    on all retail transactions! Exciting discounts on shopping and dining!

    Reward Point
    -
    Airmiles
    -

    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    -
    Int. Airmiles
    -

    Grocery Spend

    Cash Back
    0.50 %

    on all retail transactions! Exciting discounts on shopping and dining!

    Reward Point
    -
    Airmiles
    -

    Fuel Spend

    Cash Back
    0.50 %

    on all retail transactions! Exciting discounts on shopping and dining!

    Reward Point
    -
    Airmiles
    -

    Minimum Monthly Income

    Salaried
    PKR 50,000

    Currently Employed for 1 month with total employment of 6 months

    Self Employed
    PKR 100,000

    Two Years of total Business


    Minimum Age

    Salaried
    30 Years
    Self Employed
    30 Years

    Salaried Individual

    Bank Statement
    Required

    6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Salary Slip
    Required

    Along with Salary Certificate (not old more then 2 months, if copy should be O/S)


    Self Employed Professional

    Bank Statement
    Required

    6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Proof of Business
    Required

    2 Years of business history


    Sole Proprietor

    Bank Statement
    Required

    6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Proof Of Business
    Required

    2 Years of business history


    Partnership

    Bank Statement
    Required

    6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Proof Of Business
    Required

    2 Years of business history


    Private Limited

    Bank Statement
    Required

    6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Proof Of Business
    Required

    2 Years of business history


    Global Travel Assistance

    Benefits
    Not offered
    Assistance
    Not offered
    Other
    Not offered

    Travel Insurance

    Subsidized Travel Insurance
    Not offered
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits
    Not offered

    Lounge Access

    Domestic Lounge Access
    Domestic CIP Lounge Access

    KHI International Airport: CIP Lounge

    LHR International Airport: CIP Lounge

    ISL International Airport: CIP Lounge

    International Lounge Access
    Not offered
    Other Travel Benefits
    Not offered

    Priority Pass

    Joining Fee
    PKR 0
    Usage Fee
    PKR 0
    Other Fee
    PKR 0

    Salient Benefits

    1
    Receive cashback on your local spend
    2
    CIP Lounge access
    3
    Not indicated

    Discounts

    Vendors
    50+

  • JS Bank Platinum Credit Card

    JS Bank Platinum Credit Card

    3.50 %
    2.00 %
    PKR 0

    Benefits

    • Withdraw up to 75% of credit limit
    • Low service charges
    • Complimentary SMS alerts

    Be Aware of

    • This card has two different APR charges. One is for employee banking clients and other is for non-employee banking clients.

    Rates

    Monthly APR
    3.50 %

    36% per annum

    Cash Advance
    3.33 % per month

    39.96% per annum

    Monthly BTF Rate
    2.00 %

    24% per annum


    Annual Fees

    Annual Fee
    PKR 0
    Supplementary Card Fees
    PKR 4060
    Chip Maintenance Fee
    PKR 0

    Other Fees

    Cash Advance Fee
    PKR 1,200

    or 3% of withdrawn amount (which ever is higher)

    Foreign transaction Fee
    3.50% %

    or Transaction Amount

    Late Payment Fee
    PKR 1,500
    Overlimit Fee
    PKR 0

    Not indicated


    Interest Free Period

    51 Days

    SMS Alert Fee

    PKR 0

    Fee is waived


    BTF Fees

    Processing Fee
    PKR 600

    per transfer


    Local Spend

    Cash Back
    0.5 %

    on all retail transactions! Exciting discounts on shopping and dining!

    Reward Point
    -
    Airmiles
    -

    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    -
    Int. Airmiles
    -

    Grocery Spend

    Cash Back
    0.50 %

    on all retail transactions! Exciting discounts on shopping and dining!

    Reward Point
    -
    Airmiles
    -

    Fuel Spend

    Cash Back
    0.50 %

    on all retail transactions! Exciting discounts on shopping and dining!

    Reward Point
    -
    Airmiles
    -

    Minimum Monthly Income

    Salaried
    PKR 125,000

    Currently Employed for 1 month with total employment of 6 months

    Self Employed
    PKR 150,000

    Two Years of total Business


    Minimum Age

    Salaried
    30 Years

    and Maximum age is 65 years

    Self Employed
    30 Years

    and Maximum age is 70 years


    Salaried Individual

    Bank Statement
    Required

    6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Salary Slip
    Required

    Along with Salary Certificate (not old more then 2 months, if copy should be O/S)


    Self Employed Professional

    Bank Statement
    Required

    6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Proof of Business
    Required

    2 Years of business history


    Sole Proprietor

    Bank Statement
    Required

    6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Proof Of Business
    Required

    2 Years of business history


    Partnership

    Bank Statement
    Required

    6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Proof Of Business
    Required

    2 Years of business history


    Private Limited

    Bank Statement
    Required

    6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required
    Proof Of Business
    Required

    2 Years of business history


    Global Travel Assistance

    Benefits
    Not offered
    Assistance
    Not offered
    Other
    Not offered

    Travel Insurance

    Subsidized Travel Insurance
    Not offered
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits
    Not offered

    Lounge Access

    Domestic Lounge Access
    Domestic CIP Lounge Access

    KHI International Airport: CIP Lounge

    LHR International Airport: CIP Lounge

    ISL International Airport: CIP Lounge

    International Lounge Access
    Not offered
    Other Travel Benefits
    Not offered

    Priority Pass

    Joining Fee
    PKR 0
    Usage Fee
    PKR 0
    Other Fee
    PKR 0

    Salient Benefits

    1
    Receive cashback on your local spend
    2
    CIP Louge Access
    3
    Not indicated

    Discounts

    Vendors
    50+

  • Alfalah Classic Credit Card

    Alfalah Classic Credit Card

    3.33 %
    2.00 %
    PKR 0

    Benefits

    • Withdraw up to 50% of credit limit limit
    • No Annual fee

    Be Aware of

    • Minimum value added services

    Rates

    Monthly APR
    3.33 %

    40% per annum

    Cash Advance
    3.33 %

    40% per annum

    Monthly BTF Rate
    2.00 %

    (24% APR)


    Annual Fees

    Annual Fee
    PKR 0
    Supplementary Card Fees
    PKR 0
    Chip Maintenance Fee
    PKR 0

    Other Fees

    Cash Advance Fee
    PKR 1,000

    or 3% of cash advance (whichever is higher)

    Foreign transaction Fee
    Upto 5.00 %

    Over prevailing market rate or as per SBP directive. Third currency US Dollars as per rate quoted under arrangement with Visa and MasterCard. Cross border transaction fee will also be charged as per Visa/MasterCard rules.

    Late Payment Fee
    PKR 1,450

    or 10% of minimum amount due (whichever is higher)

    Overlimit Fee
    PKR 1,200

    or 2% of the over limit amount (whichever is higher)


    Interest Free Period

    51 days

    SMS Alert Fee

    PKR 70 per month

    BTF Fees

    Processing Fee
    PKR 0

    Local Spend

    Cash Back
    -
    Reward Point
    1 Orbit point/PKR 200 spend

    1 Orbit point = 1 PKR

    Airmiles
    -

    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    1 Orbit point/PKR 100 spend

    1 Orbit point = 1 PKR

    Int. Airmiles
    -

    Grocery Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    -

    Fuel Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    -

    Minimum Monthly Income

    Salaried
    PKR 20,000

    Gross monthly salary per month

    Self Employed
    PKR 100,000

    Average bank balance of past 6 months


    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement
    Required

    6 Months Computerized Bank Statement

    CNIC
    Required

    Readable and Valid Copy

    Salary Slip
    Required
    • Recent 3 months salary slip
    • Salary Letter
    • Proof of BPS (for Govt. employees)
    • Proof of rank (for Armed Forces Personnel)

    Self Employed Professional

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid copy

    Proof of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Sole Proprietor

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Partnership

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Private Limited

    Bank Statement

    6 Months Computerized Bank statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Form 29
    • Form A
    • Articles of association

    Global Travel Assistance

    Benefits
    Not offered
    Assistance
    Offered
    Other
    Not offered

    Travel Insurance

    Subsidized Travel Insurance
    Not offered
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits
    Not offered

    Lounge Access

    Domestic Lounge Access
    Not offered
    International Lounge Access
    Not offered
    Other Travel Benefits
    Not offered

    Priority Pass

    Joining Fee
    USD 0
    Usage Fee
    USD 0
    Other Fee
    USD 0

    Salient Benefits

    1
    No Annual fee
    2
    First time credit card applicants may apply
    3
    Attractive reward point

    Discounts

    Vendors
    225+

  • Alfalah Gold Credit Card

    Alfalah Gold Credit Card

    3.33 %
    2.00 %
    PKR 0

    Benefits

    • Withdraw up to 50% of credit limit limit
    • No Annual fee

    Be Aware of

    • The Domestic/International airport lounges only accessible upon PKR 30,000 monthly spend

    Rates

    Monthly APR
    3.33 %

    40% per annum

    Cash Advance
    3.33 %

    40% per annum

    Monthly BTF Rate
    2.00 %

    (24% APR)


    Annual Fees

    Annual Fee
    PKR 0
    Supplementary Card Fees
    PKR 0
    Chip Maintenance Fee
    PKR 0

    Other Fees

    Cash Advance Fee
    PKR 1,000

    or 3% of cash advance amount (whichever is higher)

    Foreign transaction Fee
    Upto 5.00 %

    Over prevailing market rate or as per SBP directive. Third currency US Dollars as per rate quoted under arrangement with Visa and MasterCard. Cross border transaction fee will also be charged as per Visa/MasterCard rules.

    Late Payment Fee
    PKR 1,450

    or 10% of minimum amount (whichever is higher)

    Overlimit Fee
    PKR 1,200

    or 2% of over limit amount (whichever is higher)


    Interest Free Period

    51 days

    SMS Alert Fee

    PKR 70 per month

    BTF Fees

    Processing Fee
    PKR 0

    Local Spend

    Cash Back
    -
    Reward Point
    1 Orbit point/PKR 200 spend

    1 Orbit point = 1 PKR

    Airmiles
    -

    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    1 Orbit point/PKR 100 spend

    1 Orbit point = 1 PKR

    Int. Airmiles
    -

    Grocery Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    -

    Fuel Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    -

    Minimum Monthly Income

    Salaried
    PKR 50,000

    Gross salary per month

    Self Employed
    PKR 100,000

    Average bank balance of past 6 months


    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement
    Required

    6 Months Computerized Bank Statement

    CNIC
    Required

    Readable and Valid Copy

    Salary Slip
    Required
    • Recent 3 months salary slip
    • Salary Letter
    • Proof of BPS (for Govt. employees)
    • Proof of rank (for Armed Forces Personnel)

    Self Employed Professional

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Sole Proprietor

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Partnership

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Private Limited

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Form 29
    • Form A
    • Articles of association

    Global Travel Assistance

    Benefits
    Not offered
    Assistance
    Offered
    Other
    Not offered

    Travel Insurance

    Subsidized Travel Insurance
    Not offered
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits
    Not offered

    Lounge Access

    Domestic Lounge Access
    Not offered
    International Lounge Access
    Not offered
    Other Travel Benefits
    Not offered

    Priority Pass

    Joining Fee
    USD 0
    Usage Fee
    USD 0
    Other Fee
    USD 0

    Salient Benefits

    1
    No Annual fee
    2
    First time credit card applicants may apply
    3
    Attractive reward point

    Discounts

    Vendors
    225+

  • Alfalah Titanium Credit Card

    Alfalah Titanium Credit Card

    3.33 %
    2.00 %
    PKR 0

    Benefits

    • Withdraw up to 50% of credit limit
    • No Annual fee

    Be Aware of

    • Priority Pass annual fee charged at USD 10
    • International lounge access through Priority Pass is charged at USD 32 per visit per person

    Rates

    Monthly APR
    3.33 %

    40% per annum

    Cash Advance
    3.33 %

    40% per annum

    Monthly BTF Rate
    2.00 %

    (24% APR)


    Annual Fees

    Annual Fee
    PKR 0
    Supplementary Card Fees
    PKR 0
    Chip Maintenance Fee
    PKR 0

    Other Fees

    Cash Advance Fee
    PKR 1,000

    or 3% of the withdrawn amount (whichever is higher)

    Foreign transaction Fee
    Upto 5.00 %

    Over prevailing market rate or as per SBP directive. Third currency US Dollars as per rate quoted under arrangement with Visa and MasterCard. Cross border transaction fee will also be charged as per Visa/MasterCard rules.

    Late Payment Fee
    PKR 1,450

    or 10% of the minimum amount (whichever is higher)

    Overlimit Fee
    PKR 1,200

    or 2% of the over limit amount (whichever is higher)


    Interest Free Period

    51 days

    SMS Alert Fee

    PKR 70 per month

    BTF Fees

    Processing Fee
    PKR 0

    Local Spend

    Cash Back
    -
    Reward Point
    1 Orbit point/PKR 200 spend

    1 Orbit point = 1 PKR

    Airmiles
    -

    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    1 Orbit point/PKR 100 spend

    1 Orbit point = 1 PKR

    Int. Airmiles
    -

    Grocery Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    -

    Fuel Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    -

    Minimum Monthly Income

    Salaried
    PKR 50,000

    Gross monthly salary

    Self Employed
    PKR 150,000

    Average bank balance of past 6 months


    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement
    Required

    6 Months Computerized Bank Statement

    CNIC
    Required

    Readable and Valid Copy

    Salary Slip
    Required
    • Recent 3 months salary slip
    • Salary Letter
    • Proof of BPS (for Govt. employees)
    • Proof of rank (for Armed Forces Personnel)

    Self Employed Professional

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Sole Proprietor

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Partnership

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Private Limited

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Form 29
    • Form A
    • Articles of association

    Global Travel Assistance

    Benefits
    Not offered
    Assistance
    Offered
    Other
    Not offered

    Travel Insurance

    Subsidized Travel Insurance
    Not offered
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits
    Not offered

    Lounge Access

    Domestic Lounge Access
    Not offered
    International Lounge Access
    Not offered
    Other Travel Benefits
    Not offered

    Priority Pass

    Joining Fee
    USD 10

    per annum

    Usage Fee
    USD 32

    per visit

    Other Fee
    USD 0

    Salient Benefits

    1
    No Annual fee
    2
    First time credit card applicants may apply
    3
    Attractive reward point

    Discounts

    Vendors
    225+

  • Alfalah Platinum Credit Card

    Alfalah Platinum Credit Card

    3.33 %
    2.00 %
    PKR 0

    Benefits

    • Withdraw up to 50% of credit limit limit
    • No Annual fee

    Be Aware of

    • Priority Pass annual fee charged at USD 10
    • International lounge access through Priority Pass is charged at USD 32 per visit per person

    Rates

    Monthly APR
    3.33 %

    40% per annum

    Cash Advance
    3.33 %

    40% per annum

    Monthly BTF Rate
    2.00 %

    (24% APR)


    Annual Fees

    Annual Fee
    PKR 0

    PKR 4,000 is Joining fee

    Supplementary Card Fees
    PKR 2,000
    Chip Maintenance Fee
    PKR 0

    Other Fees

    Cash Advance Fee
    PKR 1,000

    or 3% of cash advance (whichever is higher)

    Foreign transaction Fee
    Upto 5.00 %

    Over prevailing market rate or as per SBP directive. Third currency US Dollars as per rate quoted under arrangement with Visa and MasterCard. Cross border transaction fee will also be charged as per Visa/MasterCard rules.

    Late Payment Fee
    PKR 1,450

    or 10% of minimum amount (whichever is higher)

    Overlimit Fee
    PKR 1,200

    or 2% of over limit amount (whichever is higher)


    Interest Free Period

    51 days

    SMS Alert Fee

    PKR 70 per month

    BTF Fees

    Processing Fee
    PKR 0

    Local Spend

    Cash Back
    -
    Reward Point
    1 Orbit point/PKR 200 spend

    1 Orbit point = 1 PKR

    Airmiles
    -

    International Spend

    Int. Cash Back
    -
    Int. Reward Point
    1 Orbit point/PKR 100 spend

    1 Orbit point = 1 PKR

    Int. Airmiles
    -

    Grocery Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    -

    Fuel Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    -

    Minimum Monthly Income

    Salaried
    PKR 100,000

    Gross monthly salary

    Self Employed
    PKR 150,000

    Average bank balance of past 6 months


    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement
    Required

    6 Months Computerized Bank Statement

    CNIC
    Required

    Readable and Valid Copy

    Salary Slip
    Required
    • Recent 3 months salary slip
    • Salary Letter
    • Proof of BPS (for Govt. employees)
    • Proof of rank (for Armed Forces Personnel)

    Self Employed Professional

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Sole Proprietor

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Partnership

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Private Limited

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Form 29
    • Form A
    • Articles of association

    Global Travel Assistance

    Benefits
    Not offered
    Assistance
    Offered
    Other
    Not offered

    Travel Insurance

    Subsidized Travel Insurance
    Not offered
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits
    Not offered

    Lounge Access

    Domestic Lounge Access
    International Lounge Access
    Not offered

    lounges offered partnership through priority pass

    Other Travel Benefits
    Not offered

    Priority Pass

    Joining Fee
    USD 10

    per annum

    Usage Fee
    USD 32

    per visit

    Other Fee
    USD 0

    Salient Benefits

    1
    Low annual fee
    2
    First time credit card applicants may apply
    3
    Attractive reward point

    Discounts

    Vendors
    32+

  • Alfalah Ultra Cashback Credit Card

    Alfalah Ultra Cashback Credit Card

    3.33 %
    2.00 %
    PKR 4,000

    Benefits

    • Withdraw up to 50% of credit limit limit
    • No Annual fee

    Be Aware of

    • Minimum value added services

    Rates

    Monthly APR
    3.33 %

    40% per annum

    Cash Advance
    3.33 %

    40% per annum

    Monthly BTF Rate
    2.00 %

    (24% APR)


    Annual Fees

    Annual Fee
    PKR 4,000

    Rs 1,000 is refundable on the total spend of Rs 3,000 or above for first 3 months.

    Supplementary Card Fees
    PKR 2,000
    Chip Maintenance Fee
    PKR 0

    Other Fees

    Cash Advance Fee
    PKR 1,000

    or 3% of cash advance (whichever is higher)

    Foreign transaction Fee
    Upto 5.00 %

    Over prevailing market rate or as per SBP directive. Third currency US Dollars as per rate quoted under arrangement with Visa and MasterCard. Cross border transaction fee will also be charged as per Visa/MasterCard rules.

    Late Payment Fee
    PKR 1,450

    or 10% of minimum amount (whichever is higher)

    Overlimit Fee
    PKR 1,200

    or 2% of over limit amount (whichever is higher)


    Interest Free Period

    51 days

    SMS Alert Fee

    PKR 70 per month

    BTF Fees

    Processing Fee
    PKR 0

    Local Spend

    Cash Back
    PKR 750

    or 7% of actual spend/whichever is lower

    Reward Point
    -
    Airmiles
    -

    International Spend

    Int. Cash Back
    PKR 750

    or 7% of actual spend/whichever is lower

    Int. Reward Point
    -
    Int. Airmiles
    -

    Grocery Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    -

    Fuel Spend

    Cash Back
    -
    Reward Point
    -
    Airmiles
    -

    Minimum Monthly Income

    Salaried
    PKR 20,000

    Gross monthly salary per month

    Self Employed
    PKR 50,000

    Average bank balance of past 6 months


    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement
    Required

    6 Months Computerized Bank Statement

    CNIC
    Required

    Readable and Valid Copy

    Salary Slip
    Required
    • Recent 3 months salary slip
    • Salary Letter
    • Proof of BPS (for Govt. employees)
    • Proof of rank (for Armed Forces Personnel)

    Self Employed Professional

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Sole Proprietor

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Partnership

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Minimum 2 years of business history
    • Bank maintenance certificate (Clearly mentioning Name, CNIC & Tenure of relationship)
    • NTN(may be required)

    Private Limited

    Bank Statement

    6 Months Computerized Bank Statement

    CNIC

    Readable and Valid Copy

    Proof Of Business

    • Form 29
    • Form A
    • Articles of association

    Global Travel Assistance

    Benefits
    Not offered
    Assistance
    Offered
    Other
    Not offered

    Travel Insurance

    Subsidized Travel Insurance
    Not offered
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits
    Not offered

    Lounge Access

    Domestic Lounge Access
    Not offered
    International Lounge Access
    Not offered
    Other Travel Benefits
    Not offered

    Priority Pass

    Joining Fee
    USD 0
    Usage Fee
    USD 0
    Other Fee
    USD 0

    Salient Benefits

    1
    Discounts are available on Fuel, Supermarket, Hotels, Airlines, Hospitals and clothing
    2
    First time credit card applicants may apply
    3
    Attractive reward point

    Discounts

    Vendors
    42+

  • Silk Bank Gold Credit Card

    Silk Bank Gold Credit Card

    3.33 %
    2.75 %
    Nil

    Benefits

    • Earn Cash Back of upto 0.50% on retail transactions
    • Discount offers at over 180+ leading merchants in Pakistanon categories of Lifestyles/Dining and International Discounts in conjunction with Visa
    • Personalize your Silkbank Credit Card with an image of your choice
    • Equal Monthly Installment Plans (PO, BT, Alliances & Retail Outstanding) with tenor ranging from 3 - 60 months. Avail up to 50% of credit limit in form of installment plan

    Be Aware of

    • Now transfer your current credit card balance to your Silkbank Credit Card - at ZERO% Mark-up for 12 months.  Only on Cards applied under 0% APR category
    • Silkbank Credit Cards now powered by Verified by VISA (VBV) provide you with an extra layer of security when you conduct online transactions
    • Free Credit up to 51 days
    • EMV Chip Technology

    Rates

    Monthly APR
    3.33 %

    39.99% per annum

    Cash Advance
    3.50 %

    41.99% per annum

    Monthly BTF Rate
    2.75 %

    33% per annum


    Annual Fees

    Annual Fee
    Nil
    • Currently no fee is being charged. The bank may charge this fee in the future. However, customers will be informed prior to levy of this fee.
    Supplementary Card Fees
    Nil
    • Currently no fee is being charged. The bank may charge this fee in the future. However, customers will be informed prior to levy of this fee.
    Chip Maintenance Fee
    PKR 1,250 Reversible
    • Rs. 1,250/- (Basic),
    • Rs. 625/- (Supplementary),
    • For fee reversal, spend Rs. 15,000/- in 60 days from statement billing date

    Other Fees

    Cash Advance Fee
    PKR 1,000

    or 3% of withdrawal amount (whichever is higher)

    Foreign transaction Fee
    4 %

    of the transaction amount

    Late Payment Fee
    PKR 1,500

    10% of the minimum due amount or Rs. 1,500/-, whichever is higher

    Overlimit Fee
    PKR 1,500

    Interest Free Period

    Not indicated

    SMS Alert Fee

    PKR 100 per month
    • PKR 100 per month,
    • SMS & E-Alerts facility covers transaction alerts on both SMS & E mail.
    • SMS alerts including transactions (retail/cash advance) alerts, statement alerts, payment reminders and birthday alerts.

    BTF Fees

    Processing Fee

    Local Spend

    Cash Back
    0.50 %

    cashback on International & local retail transactions

    Reward Point
    -
    Airmiles
    -

    International Spend

    Int. Cash Back
    0.50 %

    cashback on International & local retail transactions

    Int. Reward Point
    -
    Int. Airmiles
    -

    Grocery Spend

    Cash Back
    0.50 %

    cashback on International & local retail transactions

    Reward Point
    -
    Airmiles
    -

    Fuel Spend

    Cash Back
    0.50 %

    cashback on International & local retail transactions

    Reward Point
    -
    Airmiles
    -

    Minimum Monthly Income

    Salaried
    45,000
    Self Employed
    PKR 300,000

    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement

    6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required

    verified copy

    Salary Slip
    Required

    verified copy

     


    Self Employed Professional

    Bank Statement
    Required

    12 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required

    verified copy

    Proof of Business
    Required
    • Letter of Proprietorship
    • NTN or any Tax Documents to ascertain the length of employment
    • Professional Degree
    • Partnership Deed or another documents confirming the length & existence of partnership
    • AOP Certificate

    Sole Proprietor

    Bank Statement
    Required

    12 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required

    verified copy

    Proof Of Business
    Required
    • Letter of Proprietorship
    • NTN or any Tax Documents to ascertain the length of employment
    • Professional Degree
    • Partnership Deed or another documents confirming the length & existence of partnership
    • AOP Certificate

    Partnership

    Bank Statement
    Required

    12 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required

    verified copy

    Proof Of Business
    Required
    • Letter of Proprietorship
    • NTN or any Tax Documents to ascertain the length of employment
    • Professional Degree
    • Partnership Deed or another documents confirming the length & existence of partnership
    • AOP Certificate

    Private Limited

    Bank Statement
    Required

    12 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required

    verified copy

    Proof Of Business
    Required
    • Letter of Proprietorship
    • NTN or any Tax Documents to ascertain the length of employment
    • Professional Degree
    • Partnership Deed or another documents confirming the length & existence of partnership
    • AOP Certificate

    Global Travel Assistance

    Benefits
    Offered

    Visa Global offers
    International Discount offers available on Silkbank Credit Cards in conjunction with VISA

    Assistance
    Offered
    Other
    Offered

    per request - Emergency cash disbursement


    Travel Insurance

    Subsidized Travel Insurance
    Not offered
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits
    A variety of subsidized health & life coverage offers

    Lounge Access

    Domestic Lounge Access
    Not offered
    International Lounge Access
    Not offered
    Other Travel Benefits
    Not offered

    Priority Pass

    Joining Fee
    Not Offered
    Usage Fee
    PKR
    Other Fee
    PKR

    Salient Benefits

    1
    Design your own card

    Design my Card
    Personalize your Silkbank Credit Card with an image of your choice

    2
    Longest tenure of 0% APR for Balance transfers
    3
    Not indicated

    Discounts

    Vendors
    180+

    Discounts: 180+, Discount offers at over 180+ leading merchants in Pakistan on categories of Lifestyles and Dining


  • Silk Bank Platinum Credit Card

    Silk Bank Platinum Credit Card

    3.33 %
    2.75 %
    NIL

    Benefits

    • Earn Cash Back of upto 1.00% on retail transactions
    • Discount offers at over 180+ leading merchants in Pakistan on categories of Lifestyles/Dining and International Discounts in conjunction with Visa
    • Personalize your Silkbank Credit Card with an image of your choice
    • Equal Monthly Installment Plans (PO, BT, Alliances & Retail Outstanding) with tenor ranging from 3 - 60 months. Avail up to 50% of credit limit in form of installment plan

    Be Aware of

    • Now transfer your current credit card balance to your Silkbank Credit Card - at ZERO% Mark-up for 12 months.  Only on Cards applied under 0% APR category
    • Silkbank Credit Cards now powered by Verified by VISA (VBV) provide you with an extra layer of security when you conduct online transactions
    • Free Credit up to 51 days
    • EMV Chip Technology

    Rates

    Monthly APR
    3.33 %

    39.99% per annum

    Cash Advance
    3.50 %

    41.99% per annum

    Monthly BTF Rate
    2.75 %

    33% per annum


    Annual Fees

    Annual Fee
    NIL

    Currently no fee is being charged. The bank may charge this fee in the future. However, customers will be informed prior to levy of this fee.

    Supplementary Card Fees

    Currently no fee is being charged. The bank may charge this fee in the future. However, customers will be informed prior to levy of this fee.

    Chip Maintenance Fee
    PKR 2,500 Reversible
    • Rs. 2,500/- (Basic),
    • Rs. 1,250/- (Supplementary),
    • For fee reversal, spend Rs. 30,000/- in 60 days from statement billing date

    Other Fees

    Cash Advance Fee
    PKR 1,000

     3% of withdrawn amount (whichever is higher)

    Foreign transaction Fee
    4 %

    of the transaction amount

    Late Payment Fee
    PKR 1,500

    10% of the minimum due amount or Rs.1,500  whichever is higher

    Overlimit Fee
    PKR 1,500

    Interest Free Period

    Not indicated

    SMS Alert Fee

    PKR 100 per month

    SMS & E-Alerts facility covers transaction alerts on both SMS & E mail. SMS alerts including transactions (retail/cash advance) alerts, statement alerts, payment reminders and birthday alerts.


    BTF Fees

    Processing Fee

    Local Spend

    Cash Back
    0.50 %

    cashback on local retail transactions

    Reward Point
    -
    Airmiles
    -

    International Spend

    Int. Cash Back
    1.00 %

    cashback on International retail transactions

    Int. Reward Point
    -
    Int. Airmiles
    -

    Grocery Spend

    Cash Back

    1.00% cashback on International retail transactions
    0.50% cashback on local retail transactions

    Reward Point
    -
    Airmiles
    -

    Fuel Spend

    Cash Back

    1.00% cashback on International retail transactions
    0.50% cashback on local retail transactions

    Reward Point
    -
    Airmiles
    -

    Minimum Monthly Income

    Salaried
    PKR 45,000
    Self Employed
    PKR 300,000

    Minimum Age

    Salaried
    21 Years
    Self Employed
    21 Years

    Salaried Individual

    Bank Statement

    6 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required

    verified copy

    Salary Slip
    Required

    verified copy

     


    Self Employed Professional

    Bank Statement
    Required

    12 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required

    verified copy

    Proof of Business
    Required
    • Letter of Proprietorship
    • NTN or any Tax Documents to ascertain the length of employment
    • Professional Degree
    • Partnership Deed or another documents confirming the length & existence of partnership
    • AOP Certificate

    Sole Proprietor

    Bank Statement
    Required

    12 Months Bank Statement (Should be signed & Stamp) Along with Account Maintenance Certificate (If Required)

    CNIC
    Required

    verified copy

    Proof Of Business
    Required
    • Letter of Proprietorship
    • NTN or any Tax Documents to ascertain the length of employment
    • Professional Degree
    • Partnership Deed or another documents confirming the length & existence of partnership
    • AOP Certificate

    Partnership

    Bank Statement
    Required

    12 months of business account

    CNIC
    Required

    verified copy

    Proof Of Business
    Required
    • Letter of Proprietorship
    • NTN or any Tax Documents to ascertain the length of employment
    • Professional Degree
    • Partnership Deed or another documents confirming the length & existence of partnership
    • AOP Certificate

    Private Limited

    Bank Statement
    Required

    12 months of business account

    CNIC
    Required

    verified copy

    Proof Of Business
    Required
    • Letter of Proprietorship
    • NTN or any Tax Documents to ascertain the length of employment
    • Professional Degree
    • Partnership Deed or another documents confirming the length & existence of partnership
    • AOP Certificate

    Global Travel Assistance

    Benefits
    Offered

    Visa Global offers
    International Discount offers available on Silkbank Credit Cards in conjunction with VISA

    Assistance
    Offered
    Other
    Offered

    per request - Emergency cash disbursement


    Travel Insurance

    Subsidized Travel Insurance
    Not offered
    Complimentary Travel Insurance
    Not offered
    Other Insurance Benefits

    A variety of subsidized health and life coverage offers


    Lounge Access

    Domestic Lounge Access
    offered

    CIP loung is offered to Platinum customer in KHI, LHR, ISB

    International Lounge Access
    offered
    Other Travel Benefits
    offered

    Priority Pass

    Joining Fee
    Not Offered
    Usage Fee
    USD Nil per visit
    Other Fee
    PKR Nil

    Salient Benefits

    1
    Design my Card


    Personalize your Silkbank Credit Card with an image of your choice

    2
    Joining fee for Priority pass is waived
    3

    Discounts

    Vendors
    180+

    Discounts: 180+, Discount offers at over 180+ leading merchants in Pakistan on categories of Lifestyles and Dining



Karlocompare.com.pk ("we") is a free and independent comparison website. We are not responsible or liable for any inaccuracies on this website. In the event, there is a discrepancy in the information provided by Karlocompare.com.pk and the information provided by the provider, bank, card issuer, loan provider, insurance company, takaful or telecommunication service provider ("partner institution"), the information provided by the partner institution shall prevail. Please read our Terms and Conditions, Privacy Policy for further information.



Compare then buy in 3 Easy Steps

Use KarloCompare.com.pk to make life simpler when it comes to finding the right product or service

Just follow these three steps

Who Doesn't Love A Deal?

Looking for the best deals? Sift through our Best Deals listing to find the right deal for you. With every bank trying to position their own card as the best one, it can be difficult to actually see through the smoke screens to find a card that is a good for you.

Have a look through cards we think make the cut. We provide a comprehensive and impartial list of cards that we think give the most bang for your buck.

We shortlist the best deals on the basis of a very simple criteria. Cards that have the low fees, a variety of promotions/discounts and lastly an attractive loyalty program.

When you find the right credit card that matches your needs, you need to ensure that you meet the minimum criteria of the bank offering the card.  Some of the general minimum criteria's of banks are as follows

  • You must be a minimum age of 21 years for a primary card, and 18 years of age to qualify as a supplementary card holder
  • Have a valid national ID card (CNIC)
  • Have a stable stream of income, by virtue of being a salaried individual or self employed.
  • Have good credit standing and not be in default of any loan or credit facility from any financial institution.

All banks have their respective policies and procedures. Look at our more info section for the card of your choice to evaluate whether you meet the requirements of the card that you like.

0 Shortlisted Products