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Like Collecting Reward Points?
Reward points can be exciting. We know earning reward points to get the latest television, fancy wrist watch, or dinner voucher is a good feeling. After all who doesn't appreciate a freebie? We know this can be an important factor when deciding which card to apply for, that's why we have this list. You don't have to visit the providers website anymore, find all your deals in one place
Generally speaking the card issuer will have a reward program that tells you how many points you need to redeem against pre selected gifts and prizes. Once you have selected the reward of choice you simply fill in a form, or call the contact center of the bank to process your request.
Simply put reward points are a reward for spending on your card. So if you are a person who likes to you use plastic to pay for your transactions having reward points can yield many benefits. You can collect these reward points and redeem them at a later date for exciting gifts, prizes or discounts.
When you find the right credit card that matches your needs, you need to ensure that you meet the minimum criteria of the bank offering the card. Some of the general minimum criteria's of banks are as follows
- You must be a minimum age of 21 years for a primary card, and 18 years of age to qualify as a supplementary card holder
- Have a valid national ID card (CNIC)
- Have a stable stream of income, by virtue of being a salaried individual or self employed.
- Have good credit standing and not be in default of any loan or credit facility from any financial institution.
All banks have their respective policies and procedures. Look at our more info section for the card of your choice to evaluate whether you meet the requirements of the card that you like.